Resources · Calculators
Seller's net sheet.
Estimate your net proceeds from selling a home in Dallas. Includes commission, mortgage payoff, owner's title policy at Texas promulgated rates, tax + HOA prorations, and customary seller fees.
Sale Information
Commission
Mortgage Payoff
Prorations
Customary Seller Fees
Pre-filled with typical Dallas-area amounts. Adjust as needed.
Estimated Statement
Seller's preliminary net
Disclaimer
This calculator provides a preliminary estimate only and is not a guarantee of actual closing costs or net proceeds. Title insurance is calculated using Texas Department of Insurance promulgated rates and may change. Property tax prorations, HOA dues, and other line items are estimates and should be verified with your title company prior to closing. This tool is for informational purposes only and does not constitute financial, legal, or tax advice.
How It Works
Understanding your net sheet.
A seller's net sheet shows what you'll actually walk away with after every line item is paid at closing. Total seller costs in Texas typically run 7%–9% of the sale price.
Tax proration
In Texas, property taxes are paid in arrears (at the end of the year). At closing, the seller credits the buyer for the seller's portion of the year — calculated as days from January 1 through closing ÷ 365 × annual taxes. A June 30 closing on a home with $13,200 annual taxes results in roughly a $6,500 seller credit.
Owner's title policy
Customarily paid by the seller in Texas. Premiums are set by the Texas Department of Insurance based on sale price (the same rate at every title company). On a $600,000 sale, that's roughly $3,200.
HOA proration
If the property has an HOA, dues are typically paid forward (e.g., Jan 1 for the year). The buyer credits the seller for any unused portion already paid. HOA transfer fees and resale certificates may also apply.
Mortgage payoff
Use your most recent statement balance as a starting estimate. The actual payoff will include daily interest through closing date and may include a small reconveyance/release fee. Your lender provides the exact figure 1–2 weeks before closing.
Thinking About Selling?
Want a precise net sheet?
Anita can run a transaction-specific net sheet through her preferred Dallas title company — with your exact mortgage payoff, your HOA, and a CMA-supported list price. No obligation to list.